.refund-policy-page{background:#f8f9fa;min-height:100vh}.refund-hero{background:linear-gradient(135deg, var(--lpu-black) 0%, #1a2a4a 100%);text-align:center;padding:clamp(120px,15vw,180px) 20px clamp(60px,8vw,100px)}.refund-breadcrumb{color:#fff9;font-size:.85rem;font-family:var(--font-body);text-transform:none;margin-bottom:20px;font-weight:400}.refund-breadcrumb a{color:#ffffffb3;text-decoration:none}.refund-breadcrumb a:hover{color:var(--lpu-orange)}.refund-breadcrumb span{color:#fff6;margin:0 10px}.refund-badge{color:var(--lpu-orange);letter-spacing:3px;text-transform:uppercase;background:#e8b91926;border:1px solid #e8b9194d;border-radius:30px;margin-bottom:24px;padding:8px 24px;font-size:.7rem;font-weight:900;display:inline-block}.refund-hero h1{margin-bottom:20px;font-size:clamp(2.5rem,6vw,4rem);font-weight:900;color:#fff!important}.refund-hero-subtitle{color:#ffffffe6;font-size:clamp(1rem,2vw,1.2rem);font-family:var(--font-body);text-transform:none;max-width:700px;margin:0 auto;font-weight:400;line-height:1.7}.refund-body{padding:clamp(60px,10vw,100px) 20px}.refund-content-card{background:#fff;border-radius:20px;margin-bottom:50px;padding:clamp(40px,6vw,60px);box-shadow:0 10px 40px #00000014}.refund-last-updated{color:#666;font-size:.9rem;font-family:var(--font-body);background:#f8f9fa;border:1px solid #e0e0e0;border-radius:50px;align-items:center;gap:10px;margin-bottom:30px;padding:12px 20px;font-weight:500;display:inline-flex}.update-icon{font-size:1.2rem}.refund-overview{background:linear-gradient(135deg,#e3f2fd 0%,#bbdefb 100%);border-left:5px solid #2196f3;border-radius:16px;margin-bottom:50px;padding:30px}.overview-icon{margin-bottom:15px;font-size:2.5rem}.refund-overview h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:18px;color:var(--lpu-black)!important}.refund-overview p{color:#333;font-size:1.05rem;line-height:1.8;font-family:var(--font-body);text-transform:none;margin-bottom:15px;font-weight:400}.refund-overview p:last-child{margin-bottom:0}.refund-categories-section{margin-bottom:50px}.refund-categories-section h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:900;font-family:var(--font-heading);text-transform:uppercase;text-align:center;margin-bottom:15px;color:var(--lpu-black)!important}.section-intro{color:#666;font-size:1.05rem;line-height:1.7;font-family:var(--font-body);text-transform:none;text-align:center;margin-bottom:30px;font-weight:400}.refund-table-wrapper{border-radius:12px;overflow-x:auto;box-shadow:0 4px 20px #00000014}.refund-table{border-collapse:collapse;background:#fff;width:100%}.refund-table thead{background:linear-gradient(135deg, var(--lpu-black) 0%, #1a2a4a 100%)}.refund-table th{text-align:left;font-size:.95rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;letter-spacing:.5px;padding:18px 20px;color:#fff!important}.refund-table tbody tr{border-bottom:1px solid #e0e0e0;transition:all .3s}.refund-table tbody tr:hover{background:#f8f9fa}.refund-table tbody tr.highlight-row{background:linear-gradient(135deg,#e8f5e9 0%,#c8e6c9 100%)}.refund-table tbody tr.highlight-row:hover{background:linear-gradient(135deg,#c8e6c9 0%,#a5d6a7 100%)}.refund-table td{color:#555;font-size:1rem;font-family:var(--font-body);text-transform:none;padding:18px 20px;font-weight:400}.sno-cell{color:var(--lpu-black);text-align:center;width:80px;font-weight:700}.percentage-cell{text-align:center;width:180px}.percentage-badge{background:var(--lpu-orange);color:var(--lpu-black);font-size:1.1rem;font-weight:900;font-family:var(--font-heading);border-radius:50px;padding:8px 20px;display:inline-block}.timing-cell{line-height:1.6}.key-considerations{margin-bottom:50px}.key-considerations h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:900;font-family:var(--font-heading);text-transform:uppercase;text-align:center;margin-bottom:30px;color:var(--lpu-black)!important}.consideration-grid{grid-template-columns:repeat(3,1fr);gap:25px;display:grid}.consideration-card{text-align:center;border-top:4px solid var(--lpu-orange);background:#f8f9fa;border-radius:16px;padding:30px 25px;transition:all .3s}.consideration-card:hover{transform:translateY(-8px);box-shadow:0 15px 40px #0000001a}.consideration-icon{margin-bottom:15px;font-size:2.5rem}.consideration-card h3{color:var(--lpu-black);font-size:1.1rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:12px}.consideration-card p{color:#666;font-size:.95rem;line-height:1.6;font-family:var(--font-body);text-transform:none;margin:0;font-weight:400}.important-notes{background:linear-gradient(135deg,#fff3e0 0%,#ffe0b2 100%);border-left:5px solid #ff9800;border-radius:16px;margin-bottom:50px;padding:30px}.notes-icon{margin-bottom:15px;font-size:2.5rem}.important-notes h3{color:var(--lpu-black);font-size:1.5rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:20px}.notes-list{margin:0;padding:0;list-style:none}.notes-list li{color:#333;font-size:1rem;line-height:1.7;font-family:var(--font-body);text-transform:none;margin-bottom:12px;padding-left:35px;font-weight:400;position:relative}.notes-list li:before{content:"✓";color:#fff;background:#ff9800;border-radius:50%;justify-content:center;align-items:center;width:24px;height:24px;font-size:.85rem;font-weight:900;display:flex;position:absolute;top:0;left:0}.how-to-apply{margin-bottom:50px}.how-to-apply h2{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:900;font-family:var(--font-heading);text-transform:uppercase;text-align:center;margin-bottom:30px;color:var(--lpu-black)!important}.steps-container{flex-wrap:wrap;justify-content:center;align-items:center;gap:20px;display:flex}.step-card{text-align:center;border-top:4px solid var(--lpu-orange);background:#fff;border-radius:16px;flex:1;min-width:200px;max-width:280px;padding:30px 25px;box-shadow:0 4px 20px #00000014}.step-number{background:linear-gradient(135deg, var(--lpu-orange) 0%, gold 100%);width:50px;height:50px;color:var(--lpu-black);font-size:1.5rem;font-weight:900;font-family:var(--font-heading);border-radius:50%;justify-content:center;align-items:center;margin:0 auto 15px;display:flex;box-shadow:0 4px 15px #e8b9194d}.step-card h4{color:var(--lpu-black);font-size:1.1rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:10px}.step-card p{color:#666;font-size:.9rem;line-height:1.6;font-family:var(--font-body);text-transform:none;margin:0;font-weight:400}.step-arrow{color:var(--lpu-orange);font-size:2rem;font-weight:900}.refund-contact-box{background:linear-gradient(135deg, var(--lpu-black) 0%, #1a2a4a 100%);text-align:center;border-radius:16px;margin-top:50px;padding:40px}.refund-contact-box h3{font-size:1.8rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:15px;color:#fff!important}.refund-contact-box>p{color:#fffc;font-size:1.05rem;font-family:var(--font-body);text-transform:none;margin-bottom:25px;font-weight:400}.contact-details{flex-wrap:wrap;justify-content:center;gap:40px;display:flex}.contact-item{align-items:center;gap:12px;display:flex}.contact-icon{font-size:1.5rem}.contact-item a{color:var(--lpu-orange);font-size:1.1rem;font-weight:700;font-family:var(--font-body);text-decoration:none;transition:all .3s}.contact-item a:hover{color:#fff;text-decoration:underline}.refund-quick-links{background:#fff;border-radius:20px;padding:40px;box-shadow:0 10px 40px #00000014}.refund-quick-links h3{text-align:center;text-transform:uppercase;margin-bottom:30px;font-size:clamp(1.5rem,3vw,2rem);font-weight:900;color:var(--lpu-black)!important}.quick-links-grid{grid-template-columns:repeat(3,1fr);gap:25px;display:grid}.quick-link-card{text-align:center;background:#f8f9fa;border:2px solid #0000;border-radius:16px;padding:30px 25px;text-decoration:none;transition:all .3s;display:block}.quick-link-card:hover{border-color:var(--lpu-orange);background:#fff;transform:translateY(-8px);box-shadow:0 15px 40px #e8b91933}.link-icon{margin-bottom:15px;font-size:2.5rem;display:block}.quick-link-card h4{color:var(--lpu-black);font-size:1.1rem;font-weight:900;font-family:var(--font-heading);text-transform:uppercase;margin-bottom:8px}.quick-link-card p{color:#666;font-size:.9rem;font-family:var(--font-body);text-transform:none;margin:0;font-weight:400}@media (max-width:900px){.consideration-grid,.quick-links-grid{grid-template-columns:1fr}.steps-container{flex-direction:column}.step-arrow{transform:rotate(90deg)}}@media (max-width:768px){.refund-content-card{padding:30px 20px}.refund-table th,.refund-table td{padding:12px 10px;font-size:.85rem}.percentage-badge{padding:6px 14px;font-size:.95rem}.consideration-card,.step-card,.important-notes{padding:25px 20px}.refund-contact-box{padding:30px 20px}.contact-details{flex-direction:column;gap:20px}.refund-quick-links{padding:30px 20px}.refund-body{padding-bottom:120px}}